EXHIBIT 3 - INVESTMENT TERMS (All Funds excluding DCA)
INSTRUMENT	ISSUER	INT_RATE	DATE_BGT	DATE_SOLD	BOUGHT	SOLD	BANK	LENGTH	DAYS to MAT	W AVG LENGTH	W AVG MAT	3/31/2008
BA	HONGKONG	3.90	11-Feb-2008	09-Apr-2008	9,938,400.00	10,000,000.00	HK	58	9	576,427,200	89,445,600
BOND	ACFA	4.40	10-Apr-2007	10-Apr-2008	1,000,000.00	1,000,000.00	WG	366	10	366,000,000	10,000,000
BA	RBC	3.90	05-Feb-2008	10-Apr-2008	11,917,200.00	12,000,000.00	TD	65	10	774,618,000	119,172,000
BA	TD	4.18	15-Jan-2008	16-Apr-2008	6,926,990.00	7,000,000.00	TD	92	16	637,283,080	110,831,840
T-BILLS	BC	2.38	11-Mar-2008	16-Apr-2008	1,995,320.00	2,000,000.00	TD	36	16	71,831,520	31,925,120
T-BILLS	BC	3.23	15-Feb-2008	17-Apr-2008	3,978,160.00	4,000,000.00	TD	62	17	246,645,920	67,628,720
BA	TD	3.50	19-Mar-2008	18-Apr-2008	7,977,040.00	8,000,000.00	TD	30	18	239,311,200	143,586,720
BA	TD	3.50	20-Mar-2008	22-Apr-2008	14,952,750.00	15,000,000.00	TD	33	22	493,440,750	328,960,500
BA	BNS	4.05	21-Jan-2008	23-Apr-2008	17,816,220.00	18,000,000.00	TD	93	23	1,656,908,460	409,773,060
				Less than 1 month	76,502,080	24.2%
ACCRUAL	BMO	5.11	02-May-2007	02-May-2008	4,000,000.00	4,204,400.00	BMO	366	32	1,464,000,000	128,000,000
BA	HONGKONG	3.85	11-Feb-2008	07-May-2008	3,964,040.00	4,000,000.00	HK	86	37	340,907,440	146,669,480
BA	RBC	3.83	19-Feb-2008	14-May-2008	4,955,800.00	5,000,000.00	TD	85	44	421,243,000	218,055,200
BA	BMO	3.83	21-Feb-2008	20-May-2008	10,778,856.44	10,879,491.74	TD	89	50	959,318,223	538,942,822
BOND	BMO	4.55	01-Jun-2007	01-Jun-2008	2,000,000.00	2,000,000.00	BMO	366	62	732,000,000	124,000,000
BA	CIBC	3.55	04-Mar-2008	03-Jun-2008	10,903,530.00	11,000,000.00	TD	91	64	992,221,230	697,825,920
BOND	BMO	4.55	14-Jun-2007	14-Jun-2008	3,000,000.00	3,000,000.00	BMO	366	75	1,098,000,000	225,000,000
BOND	BNS	4.76	15-Jun-2007	15-Jun-2008	3,400,000.00	3,400,000.00	WG	366	76	1,244,400,000	258,400,000
BOND	FARM CREDIT	4.45	16-Jun-2007	16-Jun-2008	5,000,000.00	5,000,000.00	BMO	366	77	1,830,000,000	385,000,000
BDN	HONGKONG	4.76	18-Dec-2007	16-Jun-2008	6,838,580.00	7,000,000.00	HK	181	77	1,237,782,980	526,570,660
BOND	FARM CREDIT	4.60	28-Jun-2007	28-Jun-2008	3,000,000.00	3,000,000.00	WG	366	89	1,098,000,000	267,000,000
CD	MANULIFE	3.73	20-Feb-2008	30-Jun-2008	10,000,000.00	10,133,871.23	CAN	131	91	1,310,000,000	910,000,000
BDN	HONGKONG	3.54	18-Mar-2008	30-Jun-2008	19,800,200.00	20,000,000.00	HK	104	91	2,059,220,800	1,801,818,200
BA	RBC	3.45	20-Mar-2008	30-Jun-2008	21,789,900.00	22,000,000.00	TD	102	91	2,222,569,800	1,982,880,900
				Between 1 and 3 months	109,430,906	34.6%
BOND	BMO	4.81	25-Jul-2007	25-Jul-2008	1,000,000.00	1,000,000.00	BMO	366	116	366,000,000	116,000,000
BOND	CIBC	5.11	25-Jul-2007	25-Jul-2008	3,000,000.00	3,000,000.00	BMO	366	116	1,098,000,000	348,000,000
BOND	BNS	5.06	13-Aug-2007	13-Aug-2008	1,000,000.00	1,000,000.00	WG	366	135	366,000,000	135,000,000
BOND	RBC	4.14	24-Aug-2007	24-Aug-2008	5,000,000.00	5,000,000.00	WG	366	146	1,830,000,000	730,000,000
BOND	CIBC	5.06	28-Aug-2007	28-Aug-2008	1,500,000.00	1,500,000.00	WG	366	150	549,000,000	225,000,000
BOND	BMO	4.70	10-Sep-2007	10-Sep-2008	2,000,000.00	2,000,000.00	BMO	366	163	732,000,000	326,000,000
BOND	BMO	4.55	25-Sep-2007	25-Sep-2008	4,000,000.00	4,000,000.00	BMO	366	178	1,464,000,000	712,000,000
BOND	MANITOBA	4.14	01-Oct-2007	01-Oct-2008	3,000,000.00	3,000,000.00	WG	366	184	1,098,000,000	552,000,000
BOND	MANITOBA	4.76	01-Oct-2007	01-Oct-2008	1,500,000.00	1,500,000.00	WG	366	184	549,000,000	276,000,000
BOND	ACFA	5.06	22-Oct-2007	22-Oct-2008	3,990,000.00	4,000,000.00	BMO	366	205	1,460,340,000	817,950,000
BOND	BMO	4.50	27-Oct-2007	27-Oct-2008	2,000,000.00	2,000,000.00	BMO	366	210	732,000,000	420,000,000
BOND	ACFA	4.40	30-Oct-2007	30-Oct-2008	2,000,000.00	2,000,000.00	WG	366	213	732,000,000	426,000,000
BOND	ONT	3.84	04-Nov-2007	04-Nov-2008	1,000,000.00	1,000,000.00	WG	366	218	366,000,000	218,000,000
BOND	ONT	4.53	17-Nov-2003	19-Nov-2008	996,500.00	1,000,000.00	CAN	1,829	233	1,822,598,500	232,184,500
BOND	ONT	4.57	17-Nov-2003	19-Nov-2008	497,295.00	500,000.00	CAN	1,829	233	909,552,555	115,869,735
BOND	ACFA	4.65	20-Nov-2007	20-Nov-2008	1,000,000.00	1,000,000.00	WG	366	234	366,000,000	234,000,000
BOND	ONT	4.19	22-Nov-2006	22-Nov-2008	1,000,000.00	1,000,000.00	WG	731	236	731,000,000	236,000,000
BOND	ONT	3.22	15-Jun-2005	01-Dec-2008	3,244,932.00	3,000,000.00	MER	1,265	245	4,104,838,980	795,008,340
BOND	FARM CREDIT	4.35	01-Dec-2007	01-Dec-2008	1,000,000.00	1,000,000.00	WG	366	245	366,000,000	245,000,000
BOND	MANITOBA	4.14	01-Dec-2007	01-Dec-2008	2,000,000.00	2,000,000.00	BMO	366	245	732,000,000	490,000,000
BOND	FARM CREDIT	4.14	05-Dec-2007	05-Dec-2008	1,000,000.00	1,000,000.00	WG	366	249	366,000,000	249,000,000
BOND	FARM CREDIT	4.14	05-Dec-2007	05-Dec-2008	1,000,000.00	1,000,000.00	WG	366	249	366,000,000	249,000,000
BOND	BNS	4.35	10-Dec-2007	10-Dec-2008	2,000,000.00	2,000,000.00	WG	366	254	732,000,000	508,000,000
BOND	RBC	4.19	16-Dec-2007	16-Dec-2008	1,500,000.00	1,500,000.00	WG	366	260	549,000,000	390,000,000
BOND	FARM CREDIT	4.24	20-Dec-2007	20-Dec-2008	1,000,000.00	1,000,000.00	WG	366	264	366,000,000	264,000,000
BOND	FARM CREDIT	4.24	20-Dec-2007	20-Dec-2008	1,000,000.00	1,000,000.00	CAN	366	264	366,000,000	264,000,000
BOND	MANITOBA	4.24	31-Dec-2007	31-Dec-2008	1,000,000.00	1,000,000.00	WG	366	275	366,000,000	275,000,000
BOND	BMO	4.30	03-Jan-2008	03-Jan-2009	2,000,000.00	2,000,000.00	BMO	366	278	732,000,000	556,000,000
BOND	FARM CREDIT	4.14	24-Jan-2008	24-Jan-2009	1,000,000.00	1,000,000.00	WG	366	299	366,000,000	299,000,000
BOND	BNS	4.40	25-Jan-2008	25-Jan-2009	1,000,000.00	1,000,000.00	WG	366	300	366,000,000	300,000,000
BOND	ACFA	4.09	28-Jan-2008	28-Jan-2009	3,000,000.00	3,000,000.00	WG	366	303	1,098,000,000	909,000,000
BOND	ONT	4.35	31-Jan-2008	31-Jan-2009	1,000,000.00	1,000,000.00	WG	366	306	366,000,000	306,000,000
BOND	RBC	4.35	14-Mar-2008	14-Mar-2009	1,000,000.00	1,000,000.00	WG	365	348	365,000,000	348,000,000
BOND	CHT	3.61	17-Mar-2004	15-Mar-2009	998,780.00	1,000,000.00	WG	1,824	349	1,821,774,720	348,574,220
BOND	CHT	4.30	24-Apr-2006	15-Mar-2009	2,947,500.00	3,000,000.00	BMO	1,056	349	3,112,560,000	1,028,677,500
BOND	MANITOBA	3.73	25-Mar-2008	25-Mar-2009	3,000,000.00	3,000,000.00	WG	365	359	1,095,000,000	1,077,000,000
BOND	CIBC	4.38	26-Mar-2004	26-Mar-2009	10,365,000.00	10,000,000.00	RBC	1,826	360	18,926,490,000	3,731,400,000
				Between three months and one year	75,540,007	23.9%
BOND	ONT	4.19	03-May-2004	19-May-2009	2,980,260.00	3,000,000.00	RBC	1,842	414	5,489,638,920	1,233,827,640
BOND	GOV CAN	4.20	10-Jul-2003	01-Jun-2009	2,138,920.00	2,000,000.00	RBC	2,153	427	4,605,094,760	913,318,840
BOND	CMHC	4.20	20-Sep-2004	15-Sep-2009	1,020,270.00	1,000,000.00	WG	1,821	533	1,857,911,670	543,803,910
BOND	LONDON	4.58	19-Sep-2003	19-Sep-2009	498,830.00	500,000.00	WG	2,192	537	1,093,435,360	267,871,710
BOND	TORONTO	4.59	25-Sep-2003	25-Sep-2009	499,100.00	500,000.00	WG	2,192	543	1,094,027,200	271,011,300
BOND	TORONTO	4.59	25-Sep-2003	25-Sep-2009	499,100.00	500,000.00	MER	2,192	543	1,094,027,200	271,011,300
BOND	CHT	3.63	27-Sep-2005	15-Sep-2010	998,910.00	1,000,000.00	WG	1,814	898	1,812,022,740	897,021,180
BOND	CHT	4.04	09-Dec-2005	15-Sep-2010	1,964,800.00	2,000,000.00	BMO	1,741	898	3,420,716,800	1,764,390,400
BOND	CHT	4.02	18-Jan-2006	15-Sep-2010	2,945,340.00	3,000,000.00	BMO	1,701	898	5,010,023,340	2,644,915,320
BOND	TORONTO	4.80	25-Sep-2003	25-Sep-2010	499,900.00	500,000.00	WG	2,557	908	1,278,244,300	453,909,200
BOND	YORK	4.21	25-May-2005	25-May-2011	997,900.00	1,000,000.00	WG	2,191	1,150	2,186,398,900	1,147,585,000
BOND	CIBC	4.40	11-Mar-2008	01-Nov-2011	3,999,520.00	4,000,000.00	BMO	1,330	1,310	5,319,361,600	5,239,371,200
BOND	HALTON	4.68	13-Feb-2004	12-Feb-2012	989,018.00	991,000.00	WG	2,921	1,413	2,888,921,578	1,397,482,434
BOND	FARM CREDIT	5.10	23-Aug-2007	20-Apr-2012	2,091,390.00	2,165,000.00	WG	1,702	1,481	3,559,545,780	3,097,348,590
BOND	CIBC	4.90	15-Feb-2008	10-Sep-2012	4,025,560.00	4,000,000.00	BMO	1,669	1,624	6,718,659,640	6,537,509,440
BOND	ONT	4.90	15-Oct-2007	02-Dec-2012	1,978,600.00	2,000,000.00	WG	1,875	1,707	3,709,875,000	3,377,470,200
BOND	BCMFA	5.03	22-Apr-2004	22-Apr-2013	998,900.00	1,000,000.00	CAN	3,287	1,848	3,283,384,300	1,845,967,200
BOND	TD	5.15	28-Nov-2007	03-Jun-2013	5,143,750.00	5,000,000.00	BMO	2,014	1,890	10,359,512,500	9,721,687,500
BOND	YORK	4.04	27-Sep-2005	27-Sep-2013	1,986,000.00	2,000,000.00	WG	2,922	2,006	5,803,092,000	3,983,916,000
ACCRUAL	BMO	4.65	05-Mar-2007	01-Mar-2014	3,000,000.00	4,124,700.00	BMO	2,553	2,161	7,659,000,000	6,483,000,000
BOND	ON	5.05	08-Oct-2004	08-Mar-2014	1,000,830.00	1,000,000.00	CAN	3,438	2,168	3,440,853,540	2,169,799,440
BOND	CIBC	4.84	14-Mar-2005	22-Dec-2014	1,994,880.00	2,000,000.00	WG	3,570	2,457	7,121,721,600	4,901,420,160
BOND	ONT	4.28	22-Jul-2005	08-Mar-2015	1,021,050.00	1,000,000.00	WG	3,516	2,533	3,590,011,800	2,586,319,650
BOND	ONT	4.32	24-Oct-2005	08-Mar-2015	3,052,200.00	3,000,000.00	RBC	3,422	2,533	10,444,628,400	7,731,222,600
BOND	ONT	4.47	26-Apr-2007	08-Mar-2017	1,485,315.00	1,500,000.00	WG	3,604	3,264	5,353,075,260	4,848,068,160
BOND	YORK REGION	4.66	30-May-2007	30-May-2017	1,999,200.00	2,000,000.00	WG	3,653	3,347	7,303,077,600	6,691,322,400
BOND	YORK REGION	4.39	07-Mar-2008	30-May-2017	1,529,250.00	1,500,000.00	WG	3,371	3,347	5,155,101,750	5,118,399,750
BOND	RBC	5.26	10-Oct-2007	04-Nov-2018	3,039,990.00	3,000,000.00	BMO	4,043	3,870	12,290,679,570	11,764,761,300
				Over 1 year	54,378,783	17.2%
		Bonds			144,318,790			Average Length of Investment (days)	654.6
		Money Market			171,532,986
								Weighted Average Days to Maturity	399.5
		Portfolio Balance Mar 31, 2008			315,851,776
		General Fund and Other Reserves
		(not including DCA)