EXHIBIT 3 - INVESTMENT TERMS (All Funds excluding DCA)
INSTRUMENT	ISSUER	INT_RATE	DATE_BGT	DATE_SOLD	BOUGHT	SOLD	BANK	LENGTH	DAYS to MAT	W AVG LENGTH	W AVG MAT	3/31/2010
BANK ACCOUNT		0.50	31-Mar-2010	01-Apr-2010	138,431,883.91	###########	TD	1	1	138,431,884	138,431,884
				Less than 1 month	138,431,884	38.7%
GIC	TD	0.65	17-Mar-2010	16-Jun-2010	40,000,000.00	40,064,821.92	TD	91	77	3,640,000,000	3,080,000,000
BOND	ONT	0.60	15-Jan-2010	21-Jun-2010	7,204,536.00	7,200,000.00	WG	157	82	1,131,112,152	590,771,952
				Between 1 and 3 months	47,204,536	13.2%
BOND	NIAGARA	1.51	11-Mar-2009	11-Jul-2010	1,565,325.00	1,500,000.00	WG	487	102	762,313,275	159,663,150
BOND	CHT	3.63	27-Sep-2005	15-Sep-2010	998,910.00	1,000,000.00	WG	1,814	168	1,812,022,740	167,816,880
BOND	TORONTO	4.80	25-Sep-2003	25-Sep-2010	499,900.00	500,000.00	WG	2,557	178	1,278,244,300	88,982,200
BOND	BMO	2.77	30-Oct-2009	30-Oct-2010	4,000,000.00	4,000,000.00	BMO	365	213	1,460,000,000	852,000,000
BOND	TD	4.55	08-Dec-2008	18-Jan-2011	2,988,900.00	3,000,000.00	WG	771	293	2,304,441,900	875,747,700
BOND	BMO	2.52	26-Feb-2010	26-Feb-2011	3,000,000.00	3,000,000.00	CAN	365	332	1,095,000,000	996,000,000
				Between three months and one year	13,053,035	3.6%
BOND	YORK	4.21	25-May-2005	25-May-2011	997,900.00	1,000,000.00	WG	2,191	420	2,186,398,900	419,118,000
BOND	CIBC	4.40	11-Mar-2008	01-Nov-2011	3,999,520.00	4,000,000.00	BMO	1,330	580	5,319,361,600	2,319,721,600
BOND	HALTON	4.68	13-Feb-2004	12-Feb-2012	989,018.00	991,000.00	WG	2,921	683	2,888,921,578	675,499,294
BOND	CIBC	4.90	15-Feb-2008	10-Sep-2012	4,025,560.00	4,000,000.00	BMO	1,669	894	6,718,659,640	3,598,850,640
BOND	TD	5.00	08-Apr-2008	01-Nov-2012	3,053,550.00	3,000,000.00	BMO	1,668	946	5,093,321,400	2,888,658,300
BOND	TD	4.67	02-Jun-2008	01-Nov-2012	3,272,600.00	4,000,000.00	WG	1,613	946	5,278,703,800	3,095,879,600
BOND	BNS	5.40	12-Dec-2008	01-Nov-2012	2,445,510.00	3,000,000.00	WG	1,420	946	3,472,624,200	2,313,452,460
BOND	RBC	4.20	03-Apr-2009	11-Mar-2013	3,073,200.00	3,000,000.00	BMO	1,438	1,076	4,419,261,600	3,306,763,200
BOND	BNS	5.17	16-Jan-2009	27-Mar-2013	2,988,000.00	3,000,000.00	WG	1,531	1,092	4,574,628,000	3,262,896,000
BOND	BCMFA	5.03	22-Apr-2004	22-Apr-2013	998,900.00	1,000,000.00	CAN	3,287	1,118	3,283,384,300	1,116,770,200
BOND	BCMFA	4.01	29-Sep-2008	12-May-2013	3,000,000.00	2,500,000.00	BMO	1,686	1,138	5,058,000,000	3,414,000,000
BOND	CIBC	5.35	13-Jun-2008	06-Jun-2013	4,971,500.00	5,000,000.00	BMO	1,819	1,163	9,043,158,500	5,781,854,500
BOND	NIAGARA	3.25	05-Aug-2009	05-Aug-2013	1,096,931.00	1,100,000.00	WG	1,461	1,223	1,602,616,191	1,341,546,613
BOND	ONT	2.77	29-Apr-2009	07-Aug-2013	4,715,940.00	5,300,000.00	RBC	1,561	1,225	7,361,582,340	5,777,026,500
BOND	BMO	3.26	27-Mar-2009	03-Sep-2013	5,372,000.00	5,000,000.00	WG	1,621	1,252	8,708,012,000	6,725,744,000
BOND	YORK	4.04	27-Sep-2005	27-Sep-2013	1,986,000.00	2,000,000.00	WG	2,922	1,276	5,803,092,000	2,534,136,000
BOND	BNS	4.66	27-May-2008	27-Sep-2013	1,960,700.00	2,500,000.00	WG	1,949	1,276	3,821,404,300	2,501,853,200
BOND	BNS	5.79	02-Feb-2009	03-Oct-2013	3,035,400.00	3,000,000.00	WG	1,704	1,282	5,172,321,600	3,891,382,800
BOND	RBC	5.26	10-Oct-2007	04-Nov-2013	3,039,990.00	3,000,000.00	BMO	2,217	1,314	6,739,657,830	3,994,546,860
BOND	ONT	3.43	12-Jun-2009	08-Mar-2014	5,114,100.00	6,000,000.00	BMO	1,730	1,438	8,847,393,000	7,354,075,800
BOND	BNS	4.46	29-Apr-2009	15-Apr-2014	2,047,000.00	2,000,000.00	WG	1,812	1,476	3,709,164,000	3,021,372,000
BOND	BNS	3.16	17-Mar-2010	15-Apr-2014	3,206,100.00	3,000,000.00	BMO	1,490	1,476	4,777,089,000	4,732,203,600
BOND	HALTON	3.50	24-Mar-2009	23-Nov-2014	1,060,000.00	1,000,000.00	WG	2,070	1,698	2,194,200,000	1,799,880,000
BOND	CIBC	4.84	14-Mar-2005	22-Dec-2014	1,994,880.00	2,000,000.00	WG	3,570	1,727	7,121,721,600	3,445,157,760
BOND	ONT	4.28	22-Jul-2005	08-Mar-2015	1,021,050.00	1,000,000.00	WG	3,516	1,803	3,590,011,800	1,840,953,150
BOND	TD	5.10	08-Aug-2008	02-Apr-2015	4,098,880.00	4,000,000.00	BMO	2,428	1,828	9,952,080,640	7,492,752,640
BOND	TD	5.33	10-Sep-2008	02-Apr-2015	2,024,000.00	2,000,000.00	BMO	2,395	1,828	4,847,480,000	3,699,872,000
BOND	TD	6.14	22-Oct-2008	02-Apr-2015	1,940,000.00	2,000,000.00	WG	2,353	1,828	4,564,820,000	3,546,320,000
DEP NOTES	BMO	5.71	22-Oct-2008	10-Jun-2015	3,901,600.00	4,000,000.00	BMO	2,422	1,897	9,449,675,200	7,401,335,200
BOND	ONT	3.71	21-May-2009	13-Jul-2015	3,996,500.00	5,000,000.00	RBC	2,244	1,930	8,968,146,000	7,713,245,000
BOND	BC	3.93	05-Aug-2009	09-Dec-2015	2,348,730.00	3,000,000.00	BMO	2,317	2,079	5,442,007,410	4,883,009,670
BOND	BC	3.93	05-Aug-2009	18-Dec-2015	2,346,510.00	3,000,000.00	BMO	2,326	2,088	5,457,982,260	4,899,512,880
BOND	BNS	6.23	27-Jan-2009	22-Jan-2016	5,144,200.00	5,000,000.00	BMO	2,551	2,123	13,122,854,200	10,921,136,600
BOND	BNS	5.51	24-Feb-2009	22-Jan-2016	2,138,000.00	2,000,000.00	WG	2,523	2,123	5,394,174,000	4,538,974,000
BOND	BCMFA	3.71	24-Mar-2009	19-Apr-2016	2,119,800.00	2,000,000.00	CAN	2,583	2,211	5,475,443,400	4,686,877,800
BOND	BCMFA	3.87	27-Mar-2009	19-Apr-2016	2,095,600.00	2,000,000.00	CAN	2,580	2,211	5,406,648,000	4,633,371,600
BOND	ONT	3.72	27-Mar-2009	02-Jun-2016	3,076,960.00	4,000,000.00	WG	2,624	2,255	8,073,943,040	6,938,544,800
BOND	ONT	4.47	26-Apr-2007	08-Mar-2017	1,485,315.00	1,500,000.00	WG	3,604	2,534	5,353,075,260	3,763,788,210
BOND	ONT	4.57	26-Nov-2008	08-Mar-2017	1,970,560.00	2,000,000.00	RBC	3,024	2,534	5,958,973,440	4,993,399,040
BOND	YORK REGION	4.38	27-May-2009	27-May-2017	1,148,226.09	1,151,000.00	WG	2,922	2,614	3,355,116,635	3,001,462,999
BOND	YORK REGION	4.66	30-May-2007	30-May-2017	1,999,200.00	2,000,000.00	WG	3,653	2,617	7,303,077,600	5,231,906,400
BOND	YORK REGION	4.39	07-Mar-2008	30-May-2017	1,529,250.00	1,500,000.00	WG	3,371	2,617	5,155,101,750	4,002,047,250
BOND	YORK	4.94	25-Sep-2008	30-May-2017	1,470,000.00	1,500,000.00	WG	3,169	2,617	4,658,430,000	3,846,990,000
BOND	BCMFA	4.33	27-Mar-2009	01-Dec-2017	3,100,800.00	3,000,000.00	CAN	3,171	2,802	9,832,636,800	8,688,441,600
BOND	ONT	4.73	29-Oct-2008	08-Mar-2018	1,928,640.00	2,000,000.00	RBC	3,417	2,899	6,590,162,880	5,591,127,360
BOND	BMO	4.57	10-Sep-2009	28-Mar-2018	2,232,000.00	2,000,000.00	WG	3,121	2,919	6,966,072,000	6,515,208,000
DEP NOTES	BMO	5.63	09-Sep-2008	02-May-2018	1,552,500.00	1,500,000.00	WG	3,522	2,954	5,467,905,000	4,586,085,000
BOND	ONT	5.11	05-Nov-2008	02-Jun-2018	2,999,999.57	4,835,979.00	BMO	3,496	2,985	10,487,998,497	8,954,998,716
BOND	ONT	4.29	15-Jul-2009	02-Jun-2018	1,994,000.00	2,000,000.00	WG	3,244	2,985	6,468,536,000	5,952,090,000
BOND	TORONTO	5.05	27-Jun-2008	27-Jun-2018	996,960.00	1,000,000.00	WG	3,652	3,010	3,640,897,920	3,000,849,600
BOND	ONT	4.39	24-Feb-2009	02-Dec-2018	1,972,500.00	3,000,000.00	WG	3,568	3,168	7,037,880,000	6,248,880,000
BOND	TORONTO	4.57	27-Mar-2009	18-Dec-2018	4,336,800.00	4,000,000.00	BMO	3,553	3,184	15,408,650,400	13,808,371,200
BOND	BC	4.71	01-May-2009	09-Jan-2019	2,168,745.25	3,387,500.00	BMO	3,540	3,206	7,677,358,185	6,952,997,272
BOND	YORK	5.09	29-Apr-2009	29-Apr-2019	997,590.00	1,000,000.00	WG	3,652	3,316	3,643,198,680	3,308,008,440
BOND	YORK	5.09	29-Apr-2009	29-Apr-2019	997,590.00	1,000,000.00	BMO	3,652	3,316	3,643,198,680	3,308,008,440
BOND	ONT	4.33	15-Jan-2009	02-Jun-2019	5,440,850.00	5,000,000.00	RBC	3,790	3,350	20,620,821,500	18,226,847,500
BOND	ONT	4.48	30-Jan-2009	02-Jun-2019	3,223,410.00	3,000,000.00	RBC	3,775	3,350	12,168,372,750	10,798,423,500
BOND	ONT	4.78	09-Mar-2009	02-Jun-2019	1,860,000.00	3,000,000.00	WG	3,737	3,350	6,950,820,000	6,231,000,000
BOND	ONT	4.70	26-Aug-2009	02-Jun-2019	3,829,560.00	6,000,000.00	RBC	3,567	3,350	13,660,040,520	12,829,026,000
BOND	ONT	4.86	26-Aug-2009	02-Jun-2020	2,400,000.00	4,000,000.00	RBC	3,933	3,716	9,439,200,000	8,918,400,000
BOND	ONT	4.85	15-Jul-2009	02-Dec-2020	2,916,400.00	5,000,000.00	BMO	4,158	3,899	12,126,391,200	11,371,043,600
				Over 1 year	159,247,025	44.5%
		Bonds			179,504,596			Average Length of Investment (days)	1,173.9
		Money Market			178,431,884
								Weighted Average Days to Maturity	920.8
		Portfolio Balance Mar 31, 2010			357,936,480
		General Fund and Other Reserves
		(not including DCA)